Current Loan Rates
Effective SEPTEMBER 2012

EXCELLENT CREDIT REPORT & DEBT RATIO
** UP TO $20,000**
TERM
APR*
36 MONTHS
7.00%
24 MONTHS
6.50%
12 MONTHS
6.00%


UP TO $10,000
TERM
APR*
36 MONTHS
12.00%
24 MONTHS
11.50%
12 MONTHS
11.00%


HIGH RISK LOANS
MAX $7500
TERM
APR*
24 or 36 MONTHS
17.00%-18.00%


NEW MEMBER LOAN
MAX
TERM
APR*

Please call the credit union for current loan specials
and rates on mortgages and secured loans. (708) 758-4277

ALL LOANS ARE CALULATED ON YOUR DEBT TO
INCOME RATIO, CREDIT REPORT, AMOUNT YOU
WANT TO BORROW & SENORITY.

Current Share Rates
Effective OCTOBER 2012

EXCELLENT CREDIT REPORT & DEBT RATIO
** UP TO **
ACCOUNT TYPE
MIN
BALANCE
NOMINAL
RATE
APY*
REGULAR SAVINGS
$500 & OVER
$25.00
.10%
.10%
SPECIAL SAVINGS
$25.00
.10%
.10%
CHRISTMAS CLUB
$25.00
.20%
.20%
TAXES & ESCROW
$25.00
.20%
.20%
 
CHECKING

$5.00
0%
0%
$500 & Over
.10%
.10%
NOW
$2000 - $9999
.15%
.15%
$10,000 & OVER
.25%
.25%
  
IRA
-
.50%
.50%
IRA CERTIFICATES
1 YEAR
.55%
.55%
   
CERTIFICATES 12 MONTHS
$2500
.50%
.50%
CERTIFICATES

REGULATIONS REQUIRE SUBSTANTIAL PENALTY FOR
EARLY WITHDRAWAL (90 DAYS OF DIVIDENDS)


         
 © Copyright 2005 Heights Auto Workers Credit Union.
All Rights Reserved!