|
Current
Loan Rates
Effective MARCH 2008
EXCELLENT
CREDIT REPORT & DEBT RATIO
** UP TO $20,000** |
| TERM |
APR* |
| 36 MONTHS |
8.00% |
| 24 MONTHS |
7.50% |
| 12 MONTHS |
7.00% |
|
|
| UP
TO $10,000 |
| TERM |
APR* |
| 36 MONTHS |
12.00% |
| 24 MONTHS |
11.25% |
| 12 MONTHS |
11.00% |
|
|
HIGH
RISK LOANS
MAX $7500 |
| TERM |
APR* |
| 24 or 36 MONTHS |
17.00%-18.00% |
|
NEW MEMBER LOAN
MAX |
| TERM |
APR* |
| |
|
|
Please call
the credit union for current loan specials
and rates on mortgages and secured loans. (708) 758-4277
ALL LOANS ARE CALULATED ON YOUR DEBT
TO
INCOME RATIO, CREDIT REPORT, AMOUNT YOU
WANT TO BORROW & SENORITY.
|
Current
Share Rates
Effective MAY 01, 2008
EXCELLENT
CREDIT REPORT & DEBT RATIO
** UP TO ** |
| ACCOUNT TYPE |
MIN
BALANCE |
NOMINAL
RATE |
APY* |
REGULAR SAVINGS
$500 & OVER
|
$25.00 |
1.00% |
1.00% |
| SPECIAL SAVINGS |
$25.00 |
0.75% |
0.75% |
| CHRISTMAS CLUB |
$25.00 |
1.00% |
1.00% |
| TAXES & ESCROW |
$25.00 |
0.75% |
0.75% |
| |
CHECKING
|
$5.00 |
0% |
0% |
$2000 & Over |
1.40% |
1.41% |
| NOW |
$2000 - $9999 |
1.40% |
1.41% |
$10,000 - $49,999 |
2.25% |
2.27% |
$50,000 & Over |
2.50% |
2.52% |
| |
IRA
|
- |
2.45% |
2.47% |
| IRA CERTIFICATES |
- |
3.05% |
3.09% |
| |
| CERTIFICATES 6 MONTH |
$1000 |
2.25% |
2.27% |
CERTIFICATES 12 MONTH
|
$1000 |
2.50% |
2.52% |
18MONTH |
|
|
$1000 |
2.80% |
2.83% |
|
REGULATIONS REQUIRE SUBSTANTIAL PENALTY FOR
EARLY WITHDRAWAL (90 DAYS OF DIVIDENDS)
|
