|
Current
Loan Rates
Effective FEBRUARY 2009
EXCELLENT
CREDIT REPORT & DEBT RATIO
** UP TO $20,000** |
| TERM |
APR* |
| 36 MONTHS |
7.00% |
| 24 MONTHS |
6.50% |
| 12 MONTHS |
6.00% |
|
|
| UP
TO $10,000 |
| TERM |
APR* |
| 36 MONTHS |
12.00% |
| 24 MONTHS |
11.25% |
| 12 MONTHS |
11.00% |
|
|
HIGH
RISK LOANS
MAX $7500 |
| TERM |
APR* |
| 24 or 36 MONTHS |
17.00%-18.00% |
|
NEW MEMBER LOAN
MAX |
| TERM |
APR* |
| |
|
|
Please call
the credit union for current loan specials
and rates on mortgages and secured loans. (708) 758-4277
ALL LOANS ARE CALULATED ON YOUR DEBT
TO
INCOME RATIO, CREDIT REPORT, AMOUNT YOU
WANT TO BORROW & SENORITY.
|
Current
Share Rates
Effective APRIL 2010
EXCELLENT
CREDIT REPORT & DEBT RATIO
** UP TO ** |
| ACCOUNT TYPE |
MIN
BALANCE |
NOMINAL
RATE |
APY* |
REGULAR SAVINGS
$500 & OVER
|
$25.00 |
.20% |
.20% |
| SPECIAL SAVINGS |
$25.00 |
.20% |
.20% |
| CHRISTMAS CLUB |
$25.00 |
.45% |
.45% |
| TAXES & ESCROW |
$25.00 |
.20% |
.20% |
| |
CHECKING
|
$5.00 |
0% |
0% |
$2000 & Over |
.50% |
.50% |
| NOW |
$2000 - $9999 |
.50% |
.50% |
$10,000 - $49,999 |
1.00% |
1.00% |
$50,000 & Over |
1.10% |
1.11% |
| |
IRA
|
- |
1.25% |
1.26% |
| IRA CERTIFICATES |
- |
1.50% |
1.51% |
| |
| CERTIFICATES 6 MONTH |
$1000 |
.85% |
.85% |
CERTIFICATES 12 MONTH
|
$1000 |
1.00% |
1.00% |
18MONTH |
|
|
$1000 |
1.25% |
1.25% |
|
REGULATIONS REQUIRE SUBSTANTIAL PENALTY FOR
EARLY WITHDRAWAL (90 DAYS OF DIVIDENDS)
|
